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Terms of Service
Effective Date: 12/1/24
1. Introduction Welcome to the Small Business Capital Fund Community Site (“Community Site”). By accessing or using our Community Site, you agree to comply with and be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, please do not use our Community Site.
2. Eligibility You must be at least 18 years old to use this Community Site. By using this site, you represent and warrant that you have the legal capacity to enter into these Terms.
3. Account Registration To access certain features, you may need to create an account. You agree to provide accurate and complete information and to keep this information updated. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
4. Community Guidelines By using the Community Site, you agree to:
Violations of these guidelines may result in suspension or termination of your account.
5. Content Ownership and License You retain ownership of any content you post on the Community Site. However, by posting content, you grant Small Business Capital Fund a non-exclusive, worldwide, royalty-free license to use, display, and distribute your content for the purposes of operating and promoting the Community Site.
6. Third-Party Links and Services The Community Site may contain links to third-party websites. We are not responsible for the content, policies, or practices of these third-party sites.
7. Disclaimer of Warranties The Community Site is provided “as is” and “as available” without warranties of any kind. We do not guarantee that the Community Site will be error-free, secure, or uninterrupted.
8. Limitation of Liability To the fullest extent permitted by law, Small Business Capital Fund shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of the Community Site.
9. Termination We reserve the right to suspend or terminate your access to the Community Site at any time, with or without notice, if we determine that you have violated these Terms.
10. Modifications to Terms We may update these Terms from time to time. Your continued use of the Community Site after such changes constitutes your acceptance of the revised Terms.
11. Governing Law These Terms shall be governed by and construed in accordance with the laws of [Insert Jurisdiction], without regard to its conflict of laws principles.
12. Contact Information For any questions or concerns about these Terms, please contact us at info@sbcfms.org.
Suggested text: Our website address is: http://community.sbcfms.org.
Suggested text: When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.
An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.
Suggested text: If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.
Suggested text: If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.
If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select "Remember Me", your login will persist for two weeks. If you log out of your account, the login cookies will be removed.
If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.
Suggested text: Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.
Suggested text: If you request a password reset, your IP address will be included in the reset email.
Suggested text: If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.
Suggested text: If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
Suggested text: Visitor comments may be checked through an automated spam detection service.